Harpswell Homes under $400,000

Harpswell Homes under $400,000

Welcome to Harpswell, Maine—a picturesque coastal town nestled in Cumberland County, where the beauty of nature meets the charm of a close-knit community. Known for its stunning waterfront views, Harpswell is a haven for those who appreciate the great outdoors. With its rugged coastline, tranquil beaches, and lush woodlands, residents can indulge in activities like kayaking, hiking, and birdwatching, all while soaking in the breathtaking scenery that this charming town has to offer.

One of the most appealing aspects of Harpswell is its diverse range of homes available for under $400,000. Whether you’re a first-time homebuyer, a retiree looking to downsize, or simply seeking a serene getaway, you’ll find a variety of options that cater to your needs. From cozy cottages with ocean views to quaint single-family homes nestled among the trees, there’s something for everyone in this idyllic community.

Living in Harpswell means embracing a lifestyle that values community, nature, and tranquility. The town offers a wealth of amenities, including local markets, charming restaurants, and recreational facilities, all contributing to a vibrant community spirit. Plus, with its proximity to Portland, residents can enjoy the best of both worlds—peaceful coastal living with easy access to urban conveniences.

Discover your dream home in Harpswell, where you can create lasting memories in a place that feels like a true escape from the hustle and bustle of everyday life. Come explore the possibilities and experience the magic of coastal living in this enchanting town!

Newest Harpswell Homes under $400,000

White Is Unit Lot 14, Harpswell
$335,000
1 Beds
There are places you visit, and places that seem to belong to another world. Lot 3 on White Island is one of them—a private, boat-access-only retreat where Middle Bay & Mere Point Bay meet with Harpswell Neck to the east & Mere Point to the west. With much of the island held in conservation, arriving here feels more like sharing an island with only a few close friends. Set on the island's southwest side, the gently sloping 3+ acre lot enjoys approximately 230 feet of west-facing waterfront, where evening light settles across the bay. Getting ashore is made easier with an existing float, ramp and dock shared with the neighboring lot. If you need to get heavy equipment to the island, this lot has the island's best west-side barge landing. The property also includes rights associated with a deep-water mooring in Mere Point Bay, subject to coordination with the harbormaster. For those ready to embrace island life now, an existing cabin, screened gazebo and outhouse/storage building provide the essentials for simple, off-grid summer living. Fresh water is supplied by a well shared with the two neighboring lots. At the island's high point, a broad, level clearing offers an inspiring setting for a future cottage or expanded seasonal retreat. A local arborist can guide you to thin selected mature trees to open up elevated water views while preserving the privacy and character of the island. Deer and wild turkeys regularly pass through, with ospreys and eagles soaring overhead. Stacked pressure-treated timbers and additional large pine timbers, already transported to the island, are included for possible future construction. Launch from the Brunswick public boat ramp, Paul's Marina, Smith's Boatyard, Harpswell's newest launch at Mitchell Field or Lookout Point, then leave the mainland behind. Spend your days boating, swimming, exploring the shoreline or simply watching the sun disappear. White Island offers the increasingly rare opportunity to own a real island.

White Is Unit Lot 14, Harpswell

Listing courtesy of Keller Williams Realty.

Start Your Search

Listing data is derived in whole or in part from the Maine IDX and is for consumers' personal,noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. © 2026 Maine Real Estate Information System, Inc. All Rights Reserved.

This information is provided exclusively for consumers' personal, non-commerical use and may not be used for any purpose other than to identify prospective properties consumers may be intrested in purchasing.

Privacy Policy

Your privacy on the Internet is important to us. This Privacy Statement is to inform you that we will not provide your personal information to any third parties except as required by law or expressly authorized by you. We do not sell, trade, barter, or share information obtained from use of this site with any other businesses or people. All information gathered from a visitor to this web site is used solely by this office and/or its affiliated licensee(s). For additional information, please contact this office.